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Tytuł pozycji:

The Influence of Motor Vehicle Legislation on Injury Claim Incidence.

Tytuł :
The Influence of Motor Vehicle Legislation on Injury Claim Incidence.
Autorzy :
Lemstra, Mark
Olszynski, W. P.
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Temat :
AUTOMOBILE engines
LEGISLATION
LEGISLATIVE bills
MEDICAL care
TRAFFIC accidents
Źródło :
Canadian Journal of Public Health; Jan/Feb2005, Vol. 96 Issue 1, p65-68, 4p
Terminy geograficzne :
BRITISH Columbia
Abstract (English) :
Background: Although there have been numerous strategies to prevent motor vehicle collisions and their subsequent injuries, few have been effective in preventing motor vehicle injury claims, in this paper, we examine the role of legislation and compensation system in altering injury claim incidence. Methods: The population base for our natural experiment was all Saskatchewan, Manitoba, British Columbia and Quebec residents who submitted personal injury claims to their respective motor vehicle insurance provider from 1990 to 1999. The provinces of Saskatchewan and Manitoba switched from Tort to pure No-Fault insurance on January 1, 1995 and on March 1, 1994 respectively. British Columbia maintained tort insurance and Quebec maintained pure no-fault insurance throughout the entire 10-year period. Results: The conversion from tort insurance to pure no-fault motor vehicle insurance resulted in a five-year 31% (RR=0.69; 95% CI 0.68-0.70) reduction in total injury claims per 100,000 residents in Saskatchewan and a five-year 43% (RR=0.57; 95% CI 0.56-0.58) reduction in Manitoba. At the same time, the province of British Columbia retained tort insurance and had a five-year 5% reduction (RR=0.95; 95% CI 0.94-0.99). Quebec, which retained pure no-fault throughout the entire 10-year period, had less than one third of the injury claims per 100,000 residents than the tort province of British Columbia. Interpretation: The conversion from tort to pure no-fault legislation has a large influence in reducing motor vehicle injury claim incidence in Canada. Legislative system and injury compensation scheme have an observable impact on injury claim incidence and can therefore have significant impact on the health care system. [ABSTRACT FROM AUTHOR]
Czasopismo naukowe
Copyright of Canadian Journal of Public Health is the property of Springer Nature and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

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